A strong equity performance has been the trend with oil stocks in the market most of the time, and investing in stocks of oil companies is considered a good bet these days. Indeed, analysts are of the opinion that 2017 is the year to invest in oil stocks, or if you already have been dabbling in oil stocks, to increase their share and quantum in your portfolio.

Mostly every tax payer will have a few set of queries that needs to be answered promptly, before and during a tax return such as how much is he going to spend on taxes, how much he would get as tax refund and by when he would receive it? Of course, the first two questions can’t be answered with much promptness, but if you had filed your federal taxes electronically using a software program or with the IRS E-File you might make an approximate guess of when you would receive your tax refund.

Is investing in oil stocks a good move this year? If yes, then which companies should you be looking at? Oil producers, oilfield service companies, equipment firms? The fact of the matter is that the oil industry still has a strong future. Oil producing nations have all been maintaining compliance and reducing their oil output as per OPEC stipulations, and though this has not achieved as much of a change in oil prices as expected and thus the oil market is rather dull at the moment.

One of the most beneficial advantages of balance transfer credit cards includes transferring your existing debt from a high-interest credit card to a low-interest credit card. In the case of a high-interest credit card or cards for that matter, the repayment will take a hefty toll on your finance after meeting interest payments and principal payments.

Budgeting is important, only then we can manage to save. Once we develop the habit of saving money, we can never go over our set budget. Saving money is more important, especially if you are on a tight budget. Working on a tight budget can be difficult for someone who is not used to it, but once you start saving, you will realize that your needs can be fulfilled even if your budget is low.

Just as the name suggests, an ’emergency fund’ is a fund, which can be used in times when you have no other funds to fall back on. It is used to fulfill a shortfall when something unpredictable comes up in the future. Since it is a reliable fund it needs to hold various guaranteed investments.