Disability insurance is a type of insurance which covers for a person’s income when they suffer from a long-term illness or injury, making them unable to work. A recent survey by Social Security Administration revealed that around 25% of people in the country face the risk of becoming disabled and being unable to work before reaching their late 60s.

We all strive to build a financial safety net to protect ourselves and our loved ones against the unknown. Life and health insurance are the most strong pillars in a financial plan. However, most people often forget the fact that the ability to earn an income is a great asset and this remains pivotal when considering building a secure future.

Short term health insurance helps bridge the gaps in health care coverage. It is an economical alternative suitable for individuals who need temporary health care. Short term coverage can help protect you from unexpected and unforeseen medical expenses. With this policy, you get medical insurance that is both affordable and flexible, minus the commitment required for long term policies.

Shopping for the right insurance plan isn’t a hassle anymore. You can get the quotes online, compare them, and when you are ready, advance to sealing the deal online or ask the company’s agent to complete the process. Although there are multiple tools available to find a competent insurance provider, there are many instances when users are left confused owing to the unfamiliar terms and jargon used by the companies.

If you own a car today, insurance is the one thing that you cannot afford to be lazy about. Acting as a safety net, it provides the much-needed financial protection from any repair costs that your vehicle will endure at the time of an accident or otherwise. While it may seem like an expensive investment, this is a rule that every car owner must abide by when they purchase their vehicle.

A home warranty can help you tackle some unexpected expensive repairs, including major appliances and systems. Buying a home warranty is ideal, especially if you are a first-time homeowner as you may be unfamiliar with the problems that come along with it. Warranty plans can come in handy when home insurance doesn’t include repair or replacement expenses that occur due to the everyday wear and tear.