The purpose of a health insurance plan is to help pay for general medical expenses especially in times of unexpected illness or accidents that could make a huge financial impact on your budget. Medicare Supplement Insurance, which is a private insurance, helps pay some health care costs that Original Medicare doesn’t cover, such as copayments, coinsurance, and deductibles.

Delivering affordable health insurance with the intention to provide value for money and improved benefits, Humana Inc, with an estimated 9 million customers, is the third largest health insurance company in the country. The main focus of Humana’s 2018 Medicare plan is to provide a broader range of insurance plans in general, and plans directed toward fitness in particular, in more locations around the country.

Setting up your own legal practice? Finding a good space without much competition in the neighborhood is important. However, it is equally important to have legal malpractice insurance. By definition, malpractice refers to “negligence or misconduct by a professional person, such as a lawyer, doctor, dentist, or an accountant.” For lawyers, it refers to times when their clients are negatively affected due to blunders caused by them, usually unknowingly.

If you are a person running a business, then you will need commercial auto insurance to cover the cars, vans and trucks that are used in helping you conduct your business. Both businesses that involve large fleets, as well as small scale businesses, should be properly covered by commercial auto insurance.

Whether yours is a small or large business, health insurance is a fundamental requirement. Spending for small business health insurance and paying employee premiums provide benefits that are worth the money you spend. Providing health insurance is not a meager task for a small business; however, apart from attracting and retaining quality employees in your business, it helps improve their quality of work and productivity by keeping them healthy and giving them peace of mind to focus on the job you give them.

Contractors usually face a lot of risks in the field of construction due to the diversity of the jobs. One can easily be drawn into a lawsuit either through their damages incurred by their own employees or by a client’s accident within these construction areas. General insurance liability ensures that a contractor is protected from these unforeseen lawsuit circumstances that result from injuries, accidents, work-related errors, etc.